Category Archives for "Finance"

How to Use Ebay to Earn Money

eBay is one of the largest e-commerce companies around the world. It provides both B2B (Business to Business) and B2C (Business to Consumers) services. The website started as early as in 1995 and saw success during the bubble of dot-coms. Unlike most online ventures, the success of this website, was permanent due to an excellent working model and it is used around the world by people to earn money and use it to bolster their finances.

There are many ways to earn money on eBay. Here, we share the best method that you can employ to gain financial benefits from the e-commerce giant by starting your career as a seller:

1.     Set up Your eBay Account

It all starts with baby steps. You need to establish your eBay account before you can sell even a single item and make money. You also have to select the right subscription model for your needs as eBay has three modes of paid subscriptions.

The costs of these subscriptions are spread over a wide margin. You can get a paid subscription for 16 dollars, but you can also get the top model for around 180 dollars. This is not for a beginner though as it allows thousands of item listings which surely you would not have as a start up seller.

You should always balance the monthly fee against the fees charged for the sold item. Each individual needs to find the balance to suit his particular selling needs.

2.     Link a PayPal Account

PayPal is the best method of payment which is currently used around the world of online shopping. It allows your customers to use their credit cards as well as debit cards and all other modes of payment. Many people in fact only buy from sellers on eBay who allow them to pay using PayPal.

No one wants to write a check or a lengthy online transfer procedure in this day and age, and PayPal is certainly the way to go.

3. Think about Your Selling Inventory

You need to think long and hard about the items that you may select to sell. You cannot just go about and sell stuff at a random. You need to either pick a niche or create your own, but in a systematic manner. You need to create returning clients that know about the items that you sell.

You also have to make yourself extremely familiar with all the items that you are looking to sell. You have to write detailed descriptions with your products as well as answer the questions of the potential buyers. Buyers will back off a product if they feel the seller simply does not know everything about the product.

4.     Use Appropriate Method

You can sell your items in a variety of ways. You can use the auction method that allows potential buyers to compete for the product. eBay allows you to set a reserve price from which the auction can start. You can also set up a fixed price to sell an item immediately. All buyers can immediately purchase items that have a status of Buy It Now (BIN) on eBay.

eBay is a wonderful e-commerce website to make good money. These are a few steps that will allow you to charge out of the blocks when starting a business on eBay.

The Effects of Being Broke on Your Health


Spend what you have earned.

Save what you spend from what you’ve earned.

And then, earn more!

Our entire life is based on this vicious cycle. Money dominates our thinking and money then dictates it. It has incredible control over us. And the moment the cycle goes kaput, our biological alarm kicks in and send our body into physical and mental overdrive. If you go totally broken, the effects are only compounded.

Is this just a myth or fact?

Medical Studies

Medical science believes that the impact of being financially broken starts from mental health and then transcends into physical health.

When your survival comes into question, your body’s natural response is to develop stress. Stress stimulates the production of stress hormones like adrenaline and cortisol.  These hormones send your heart into overdrive, which then increases your blood pressure. To facilitate the heart in the overdrive mode, brain starts dumping fat and sugar deposits into your bloodstream.

That sounds pretty simple. But what’s the result of this physiological reaction?

Short Term Effects

Over a short time, this leads to anxiety disorder, moving towards headache and then transforming into muscle tension, ulcers and digestive problems.

Long Term Effects

Persistent stress caused due by bankruptcy and other financial woes over a longer period results in diseases like diabetes, hypertension, heart diseases, chronic back pain, impotency and Alzheimer. The resulting panic attacks may also lead towards asthma. Worst of all, your body starts losing its ability to heal.

When combined, these two effects kick start a chain reaction where you also cut yourself off from your social circle. Social isolation threatens your survival even more and the stress piles up, compounding its effects even more.

Still not convinced, we have the numbers to prove it.

Proven By Numbers

Here are some of the figures revealed from the studies conducted by and Citizens Advice, which corroborate the influence of financial woes on our mental and physical health:-

  • More than 30 percent of people in UK, concerned about their finances, are found to be struggling with health issues. Out of these, 74 percent had their mental health affected by their financial woes, while the other struggled with physical health.
  • The depression that accompanied, affected the sleeping habits of 21 percent. 16 percent started having arguments with their partners on a routine bases, while 1 percent got their relationships broken.
  • The studies revealed that 10 percent resorted to comfort eating, 5 percent started drinking excessively, 4 percent lost their appetite and 3 percent lost their weight.


Like every other phase of life, you have to understand that you won’t be financially broken forever. These stages are a norm and looking at them in the grand scheme, they can help us to evolve into a better person. Embracing it and asking for help won’t be-little you. Avoiding it and living in ignorance will surely catch up with you at some point and the rest is well documented.


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